But as the homeowner you. How can you hire someone to build a house when you havent. Mumty Or Stair Cover Stairs Covering Building Contractors Stairs Actually the contractor can sue you as well. Can you build a house without a contractor . BUT in most municipalities you must fill out a form that shows the license information of all the sub contractors you plan to use. Most people decide to build a house and immediately start looking for a general contractor. If you obtain an owner-builder permit and wish to hire a licensed contractor you will be responsible for. The quick answer is yes and no. Your property you may be held liable for damag es. HomeLight investigated some of the cheapest ways to build a house by talking to four different home builders who built four different types of homes. There are many guides available online that help you build your own house without a contractor. No general contractor overseeing home construction comes cheap. Even if you own ...